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Quickly shop the best mortgage rates in Canada


Choosing a mortgage provider is a major decision that will have a significant impact on your financial standing. It is not a decision to take lightly, and should never be left to default. Yet many people opt to stay in their comfort zone, just accepting whatever rate their bank offers.

By neglecting to hunt for advantageous rates, a new home-owner may leave a large sum of money on the table. Need a Loan aspires to connect people looking for the best mortgage options with a provider who will offer suitable terms and a competitive rate.

Our mortgage search technology provides you with an unbiased view of the lending landscape, and connects you with a mortgage provider capable of meeting your needs. Based on the information you provide us, we will put you in contact with a partner that will make your dreams of homeownership a reality.

No matter what your credit rating is, Need a Loan will accept your application and disseminate it to an appropriate mortgage provider that is willing to work with you. The information you provide is always kept private from all parties, except for lenders matched to your specific needs.

The process is quick and easy. Simply fill out a form and become eligible for the most competitive rates offered within your province or territory. The service is completely free to use and may wind up saving you tens of thousands of dollars over the life of your mortgage.

So don’t sign whatever your bank shoves in front of you. Instead, let Need a Loan – an impartial party – track down mortgage providers that will offer you a rate that actually benefits you. You will be happy to have shopped around. And with the quick, efficient Need a Loan search tool, you will find your enhanced mortgage must faster than it takes to make a trip to the bank.