Few of us get through life without needing to take out a loan at some point along the way. If you're one of the few that doesn't, then congratulations to you! Feel free to share your tips—or independent wealth—with the rest of us.
So you have your new car picked out, you’ve gone through your checklist of pre-loan questions, and you are ready to commit to a car loan.
Most Canadians know that their credit score is important and it is a number somewhere on a scale from 300 to 900. The higher the number, the easier it is to get credit.
A car loan represents a significant amount of money. It would be a shame to take out all that money and then not even get the car you wanted in the first place.
Bad credit happens to good people. Bankruptcy – probably the worse credit situation of all – also happens to good people.
It was Einstein that said "adversity introduces us to ourselves," and in that case—as in many others—he was absolutely right.
In 2016 Canadians spent an average of roughly 2.5 hours a day staring at the screens of their smartphones. In between watching funny cat videos on YouTube, or playing Candy Crush, what if you could put some of that time to productive use?