About Need a Loan

We make it easy for Canadians to get car loans with fair rates and flexible terms

Need a Loan matches Canadian loan-seekers with highly reputed lenders. We serve applicants of all financial standings, because it is our belief that a less-than-perfect credit rating should not restrict access to the money you need.

It is our mission to take the stress out of the loan process. That’s why Need a Loan is committed to providing an accelerated, discreet and non-invasive experience to Canadians of all credit ratings. Our service is completely free and demands no commitment.

There is no faster or more convenient way to secure a car loan than with Need a Loan; our application only takes a few minutes and, once approved, you'll receive an offer from a lender within two business days.

Our approach to car loans

It is our belief that all Canadians should have access to the capital they need to get the car they want. That is why we help our applicants cut through the kilometres of red tape.

By focusing on speed, simplicity and high approval rates, Need a Loan makes the car-buying process about the car, not the acquisition of money. Our application takes mere minutes to complete, so you can get back to picking out your new ride.

We also believe in transparency and impartiality. The information you submit is passed directly to a lender with a legitimate interest in working with you. It is never sold or given to an external party incapable of meeting your needs.