Get a Car Loan with Bad Credit Or No Credit

The best car loan rates from the best lenders

Get Your Dream Car

Helping Canadians access car loans since 2013

Get Your Dream Car

Bad credit, good credit, anyone can get a loan

Get Your Dream Car

Approval is fast and easy when you apply online

Get Your Dream Car

There's no easier way to be approved for a car loan

Need a Loan takes the hassle out of financing your new vehicle. Our platform matches Canadian loan-seekers of all credit ratings with respected lenders in their city. Need a Loan is free, transparent and discreet. It’s the difference between a run-of-the-mill car — and the car you really want.

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Need a Loan is your best resource for getting a car loan

Quick and Easy

Just fill out our application form and we’ll match you with a suitable lender. The process takes just a few minutes of your time, and you’ll hear back from one within 48 business hours.

Great Rates

Need a Loan works in partnership with respected lenders across Canada. We assess each application individually to find borrowers the optimal rate based on their location, financial standing, and credit score.

Get Approved

The Need a Loan team believes all Canadians should have access to the funds they need to get the car they want. That’s why we accept applications from borrowers of all credit ratings and income brackets, and why we work to help find you a lender that will offer fair and competitive terms.

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Complete a quick application: it won't take more than a few minutes

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Receive fast approval regardless of credit: we have a 98% approval rate

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Receive an offer from a lender ready to help finance your new vehicle

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Get the money you need for the car you want: that's all there is to it

Car Loans

Get the money you need for the car you want

Need a Loan serves Canadian borrowers seeking loans from $5,000 to $40,000. We serve applicants from all over the country, regardless of vehicle type, credit score or income. If you need a loan to finance your next vehicle, fill out an application. It’s safe, easy and completely free.

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